Himmat Card ATM Activation: How to Withdraw Rs. 10,500 From Monday

The Punjab Government has released the quarterly Himmat Card installment of Rs. 10,500 for persons with disabilities (PWDs). With banks reopening this Monday, beneficiaries are advised to activate their new ATM cards to access their funds. This guide explains the step-by-step activation and withdrawal process via the Bank of Punjab (BOP).

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Payment & Scheme Details

Detail	Information
Scheme Name	CM Punjab Himmat Card
Installment	January 2026 (Quarterly)
Amount	Rs. 10,500
Bank Partner	Bank of Punjab (BOP)
Status	Funds Released
Helpline	1312 (Social Welfare)

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Step 1: Activate Your Himmat Card (Mandatory)

If you have received your card but haven’t used it yet, activation is required before you can withdraw cash on Monday.

Visit BOP ATM: Go to any Bank of Punjab ATM.
Insert Card: Place your Himmat Card in the slot.
Biometric/OTP Verification: Provide Thumb Verification or enter the OTP sent to your registered mobile.
Set PIN: Create a secret 4-digit PIN. Do not share it with anyone.
Confirmation: Once the PIN is set, your card is active.

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Step 2: How to Withdraw Cash

After activation, follow these steps to withdraw your Rs. 10,500 stipend:

Insert your card and enter the 4-digit PIN.
Select Cash Withdrawal from the menu.
Enter the amount (10,500). Some ATMs may only allow multiples of 500, so try 10,500 or 10,000 first.
Collect your cash and receipt.

Common Issues & Solutions

“Card Inactive” Error: Call BOP Helpline at 111-267-200 for manual activation.
Biometric Failure: Visit the nearest BOP branch on Monday morning for manual verification.

Important Instructions for Monday

Avoid Rush Hours: Banks will be crowded; consider visiting after 2:00 PM or using off-site ATMs.
Beware of Scammers: Never share your card or PIN with anyone claiming to help. Only trust uniformed bank personnel.

Conclusion

The release of the Rs. 10,500 Himmat Card payment provides vital support to thousands of families. To ensure smooth withdrawal, activate your card on Monday, follow the official ATM procedure, and contact the 1312 helpline if you face any issues.